52% of Approved Loans Have A FICO® Score Under 750 - Don’t Disqualify Yourself...

Take a look at today's report and see how many borrowers do not have the highest credit scores. The only way you will know for sure if you qualify - or what adjustments you need to make in order to qualify - is try! Why wait? Mortgage rules change - Lenders change - and uh oh, prices change (usually UP). So by waiting to apply, your borrowing capacity may go down rather than improve. Questions on that? Call me Al

Homeowner’s Net Worth Is Still Greater Than a Renter’s and that is not likely to change any time soon!

But, did you know The latest survey, which includes data from 2010-2013, reports that a homeowner’s net worth is 36 times greater than that of a renter ($194,500 vs. $5,400). Let that sink in a minute. The have a quick look at today's report

Home Prices Up Over 6.5% Across the Country!

Waiting may end up costing you more! Yes, waiting to have more money down, waiting for prices to come down, waiting for interest to come down - all likely to cost you. It is actually a double hit - we have mentioned before prices are going up, interest may follow and then there is the matter of the rent you are paying. Don't forget to add in the cost of an extra year or two - or three - in rent to your cost of "waiting". Don't lose the opportunity - read more

If you are a regular follower, we have been saying that there is a shortage in home inventory - and now More Boomerang Buyers Are about to Enter the Market!

That supply shortage of homes available is about to get worse. And, that adds to price pressure. And, that means now is good if you are ready to buy - or sell if you are ready to move into your next home

What State Gives You the Most ‘Bang for Your Buck’?

Some folks get all bent out of shape when I share something that does not feature Texas as number one. Well, Texas cannot be number one in everything. We are neither the highest nor the lowest - and that is OK. Nothing wrong with being GREAT and SOLID. Texas has a HUGE economy - larger than most countries around the world. Did I just say COUNTRIES. Yes! Have you heard about the TEXAPLEX? That link will take you to my site where you can watch the two videos on the Texaplex. It is worth it