Selling During the Holidays

Yes you can sell during the holidays. It is a surprisingly great time of year to list your home. The video is real short!

FREE Annual Credit Report

It is a good idea to make certain you have good credit. At least once a year, it is worth checking your status. HINT: You can spread your coverage by ordering a report from one credit bureau to start, 4 months later order from another and 4 months after that, order from the 3rd. The following year, begin and repeat again monitoring your credit all during the year!

If you are a resident of the United States:

You may obtain a copy of your credit report, free of charge, once every 12 months from each of the three nationwide credit reporting companies using this resource:

FREE Annual Credit Report, visit annualcreditreport.com or call toll free at 1-877-322-8228.


Should you need to contact the credit bureaus directly, contact information for the three nationwide credit reporting companies is as follows:

Equifax, PO Box 740241, Atlanta, GA 30374 www.equifax.com 1-800-685-1111

Experian, PO Box 2002, Allen, TX 75013 www.experian.com 1-888-397-3742

TransUnion, PO Box 2000, Chester, PA 19016 www.transunion.com 1-800-916-8800

Sharing Recipes

It is that ime of year when we like to share the recipes so generously granted by family and friends. Enjoy!

Some Things Homeowners Are Thankful For

Americans have many things to be thankful for - the privilege of homeownership is one of them.

26364 Romance Point

We are featuring a great lot for sale in Timberwood Park.

Buy and build your own custom home or buy and know that your lot is ready to build on when you are ready.

Checkout the virtual tour for more information and photos. Drive by at your convenience and call if we can help you!

Cost of NOT Paying PMI

What is The Cost of NOT Paying PMI

This is SO IMPORTANT, we are posting it as a standalone article which I hope you will read AND SHARE - nationwide. There must be someone you can help to get a home of their own.

There is a common and major misconception that saving enough of a down payment to avoid PMI (Private Mortgage Insurance) makes financial sense. It does not.

Checkout today's report and find out why it is OK - make that encouraged - to take advantage of a low down payment to buy a house now - and make it your home. If you are ready to look at this option to buy your first home - or if you have any questions, call me - AL

Happy Thanksgiving 2018

Wishing you and your family the very best. So much to be thankful for in America!

Investment You Can Live In

Real Estate Best Investment for 5 Years Running!

Americans - across generations - agree that real estate is the best investment! It is as simple as that.

So, you can move up, you can move on from paying rent, you can start buying rent homes and let folks pay your mortgage. It is all up to you and we are here to help. Let's just do it.

REAL Reasons Why We Buy A Home!

Owning does offer stability. Whether you are going it alone or have a family, owning simply has a different feeling - it is yours! It is a way to increased wealth. Generally, you have more space. And, finally, you are in control. Are you ready to make it happen - for you?

The Difference 5 Years Makes on Home Prices

Appreciation has multiple meanings. You can express appreciation for something done or given to you, you can express appreciation for the life and all you have - and then there is appreciation on an investment - in this case, your home.

Have a look at the chart and the impact of only 5 years of pricing. Notice that the greatest appreciation is in the lower price, starter home category. If you are renting and you want to break free - seriously, have a look at becoming a homeowner. A favorite thing of mine is helping people get there - folks just like you, my readers.

Cost of NOT Owning Your Home

Studies show that a homeowner's worth is 44x greater than that of a renter. AGAIN - Studies show that a homeowner's worth is 44x greater than that of a renter. There is more good information in today's report, but first let that sink in. Whether you are a first timer, or looking to move up and reinvest the value of your present home - are you ready to move on it?

5 Home Building Tips

Ever bought a brand new home?

It can be a totally different experience. Depending on your timing and need, you can select a builder home that is ready to go - or - you can order a home and make it custom to your liking. Either way, you will have a home nobody has lived in before - all yours!

If you have the time to order a home from the ground up, the level of customization will vary based on home price and builder. The experience is amazing - and so is living in it on completion. I would love to help you with the project and that is why I earned the new construction certification - 2 of them actually!

The Rental Trap!

Don’t Get Caught in The Rental Trap!

On average, nationwide, owning is 26.3% LESS than renting in 100 of the major US metro areas. You read that correctly - ownership is less than renting. Remember, real estate is local. The difference between renting and owning in your metro area may be more or less. The differences recorded vary from 2% less in Honolulu to 48.9% less in Detroit.

For the newbies who have joined us - another way to look at this is you can make 360 rent payments and another will be due next month and the following months - or, you can make a mortgage payment 360 times and own your home. It is money in the bank!

Housing Is Still Affordable

On this one, I am going to point you to today's report. Get the details there by clicking on the link above.

You Do Not Need 15-20% Down to Buy a Home

Some myths just will not go away. The fact is, you can buy a home with good credit and very little down. Exploring the option cost you nothing but a little time. We are here to help.

The First Step in Buying a Home

If you are thinking of making your first home purchase, the first thing to do is get pre-approved. You will know not only IF you qualify, but how much you qualify for. If for some reason you do not qualify at the present time, you can find out what you must do to change that. It is not as difficult as a lot of folks think.

Once you are pre-approved, you know the price range to shop in (or under) and any offer that you decide to make has credibility. The seller will have a greater level of confidence in your ability to complete the purchase. If you have any questions about this, call and let's talk through it. Once upon a time, I bought my first house!

Veterans Day 2018