Mortgages, FREE Credit Reports, Financial Help


Getting a Mortgage


Federal Housing Finance Agency   Conforming Loan Limits
Information on (4)    FHA Mortgages
Use our (2)    Mortgage Payment Calculator
Texas State Affordable Housing Corp    Eligibility Quiz



The Main Credit Reporting Bureaus                        Alternative Credit Scoring   

Experian          Equifax          TransUnion                Vantage Score



Getting Your FREE Credit Reports


Order FREE   Annual Credit Report
Hint: Consider ordering a report from only 1 of the 3 options and - wait 4 months. Then order a report from a different 1 of the 3 options. Wait 4 months and repeat for the 3rd option. Finally - wait 4 months and repeat the process starting in the same order all over again. That way you are looking at your credit all year long instead of waiting a full year to see what may be going on! Set a reminder on your calendar!


(if any of the following links are not working, please let us know right away)

FREE Credit Reports and Monitoring (some may require being a cardholder)

Discover Credit Scorecard       Chase Credit Journey       Capital One Credit Wise       Credit Karma

TransUnion True Identity       Credit Sesame       Bankrate Free Credit Score       Lendingtree Score



Some PAID Credit ID Monitoring Plans


ID Notify       MyID Care



Find Out More About YOU in Personal Reports


LexisNexis          ChexSystems          Early Warning          TeleCheck          Certegy



Freezing, Locking, Unlocking Your Credit - Articles *


Equifax            FTC Consumer Information          Credit Karma          Forbes     

* We STRONGLY suggest researching the latest information on locking/unlocking your credit before taking any action. The responsibility of your decision rests with you!