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Saturday, May 19, 2018

The Home Inspection

Why you need a home inspection - and what does that mean?

You find a home you like, you make an offer and it is accepted. Now what? In Texas, we use what is called an "option period". Typically, you pay the seller $100 or so (depending on the price of the house) and you get X days to have the house inspected. I said X days because while 10 days is what I typically see - it can be more or less as negotiated with the seller. You want enough time to allow a professional to inspect the home for your protection. You should also have the house inspected for bugs - termites eating your investment is not the best thing!

Once arrangements are made with the inspection company, you should plan to be there that day. Some inspectors may want you there the entire time - others may give you a time perhaps at the half way point. The inspector will show you many things you may not know and answer some questions that you may have. Following the inspection, you will receive a report with the good and the bad listed. Most reports that I have seen include pictures.

If there are issues, no reason to freak out. Get professional advice. Somethings are just ordinary and others may be critical. Your agent will work with you to prepare a request for the sellers to make repairs or give you an allowance for you to make repairs after closing. Each case is different and that is where your professional REALTOR can get you through it.

Buying a home should be a great experience. We hope that yours certainly is!

Friday, May 18, 2018

Tax Reform and Housing

The feared doomsday did not happen!

It is not at all unusual to fear the unknown - more like human nature. Some folks support an idea and some think the roof will cave in. Then there are a lot of folks in between.

The great news is prices did not tumble, demand for homes did not go away and the rate of homeownership did not decrease (just the opposite happened). For more have a look at today's report.

Thursday, May 17, 2018

Hidden Trails

Today we visited Hidden Trails as guests of Scott Felder Homes. They are award-winning builders – including numerous years as Builder of the Year! Looking for quality and innovation? Be sure to check them out and we would be happy to meet you there.

Hidden Trails is a new master planned community in Bulverde, just North of San Antonio. The location is out of the city, but an easy drive in. Comal ISD. We went up there on 281 and entered at the Johnson Ranch entrance. It is about a mile and a half in to Hidden Trails. Along the way, we passed a beautiful lake – worthy of two pictures here and even that does not do it justice.

As you can tell from the pictures, this is an "early in" opportunity with great options for your new home – and one not to be missed. This community even has more than a typical HOA - they have a community Lifestyle Director – Ivy Garza. There are many great things happening here. Call me if you would like to see for yourself.

Wednesday, May 16, 2018

Practice For Your New Home

"Practice For Your New Home"- you might be thinking, what the heck does that mean?

When you have been living in an apartment or at home with the folks, you may be in for a culture shock. The reality of owning your own home changes the playing field. Don't let that scare you - just another block in the cycle of life - and many people do it!

So, reality check - you need to buy an affordable house. After you make the mortgage payment, the car payment and the utility bills - maybe even a student loan - you want to have enough money for food! OK... seriously - you want to have money to enjoy life and not be house strapped.

This guide has a few pointers for preparing to own your own home. Your investment awaits you!

Tuesday, May 15, 2018