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Monday, October 17, 2016

FICO Score Under 750?

Over Half of All Loans Approved Have a FICO Score Under 750. Are you thinking that you cannot qualify to get a mortgage and buy your own home? Time to change that thought! Today! Seriously, perhaps it is "old school" but you have heard "if you don't try you will never know"? Well, that is true. The important part is getting approved first. Hold off on the home shopping. Instead, work with a professional and find out how much you qualify for - or, worst case, what you have to do to get the approval. Then time to house shop - with confidence. Now is probably a good time for me to mention one more thing and that is once you start the process - don't buy anything on credit. That is SO important as a credit purchase can change you scores and that could potentially wreck the deal. Read more on getting that mortgage for your new home.